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If you are enrolled in an on-campus degree program, you must have health insurance.

By default, all on-campus MCAD students (MFA, undergraduate, graphic design certificate) are enrolled in MCAD’s Student Health Insurance Plan. Online-only MA students are not eligible for student health insurance.

The health insurance plan is managed by Gallagher Student Health and Special Risk. This plan is not free; the cost is listed on your program's Tuition and Fees page. You are billed on an annual basis beginning in the fall semester. This is a one-time charge and is reflected on your invoice.

YES! I want MCAD's health insurance plan.

If you would like to enroll in MCAD's Student Health Insurance Plan, you do not need to do anything. You will be automatically enrolled and billed for the plan as part of your MCAD tuition and fees.

Students enrolled in the student health insurance can print ID cards through the UHCSR site:

  1. Go to
  2. If you have created a UHCSR Account in the past, log in.
  3. If you have not created a UHCSR Account, Click “Create Account”.
  4. Complete the registration form using your name, date of birth, and student ID number.
  5. Once logged in, you will have access to ID cards, Claim information, EOBs and other plan-related information.

NO! I have my own health insurance.

If you have your own health insurance and do not wish to enroll in MCAD's policy, you must complete the online waiver, otherwise you will be automatically billed for the policy. The MCAD Health Insurance Plan must be waived every year, even if it has been previously waived.

Starting May 15, you may waive the Student Health Insurance Plan for the upcoming policy year by completing the following:

  1. Go to:
  2. Click on "Student Waive"
  3. Create a user account or log in
  4. Select "I want to Waive." You’ll need information found on your current health insurance ID card. Upon completing your online form you will be asked to review the information provided.
  5. Click “Submit.” Immediately upon submitting you will receive a reference number.
Health Insurance Waiver Dates
May 15Online waiver becomes available
July 1Priority waiver deadline
August 1Final waiver deadline


If a waiver is not submitted by the deadline, you will remain enrolled in and billed for the Student Health Insurance Plan for the entire policy year. There are no exceptions to this deadline. The only way to waive the fee for MCAD's Student Health Insurance Plan is to complete the online waiver.


Questions? If you have questions regarding the Student Health Insurance Plan, Contact Gallagher Student Health and Special Risk at 1.888.487.1479 or click on the "Customer Service" link on